Australia Pacific Income Fund · AFSL 416 441
We create exclusive investment opportunities through tailored portfolios of variable-rate, first-ranking mortgages over commercial and residential property — for investors seeking reliable monthly income.
Wholly owned by our directors and employees — so our interests are always aligned with our investors’.
Australia Pacific Income Fund creates investment opportunities through portfolios of variable-rate, first-ranking mortgages on commercial and residential properties across Australia.
As banking restrictions and new regulation reshape the lending landscape, we fill a genuine niche in the credit market — bringing unique expertise, experience and standing in the industry to every transaction we originate.
Australia Pacific Income Fund Ltd · ACN 140 213 690 · AFSL 416 441
Every investment is secured by a registered first mortgage over Australian commercial or residential property — your capital sits first in line.
Variable-rate lending designed to deliver consistent monthly distributions, with rates that move with the market.
The company is wholly owned by its directors and employees. We succeed only when our investors do.
A defined philosophy, staged approval process and layered risk-management controls govern every loan we write.
Loans are sourced through our established industry network and assessed against strict credit criteria.
Independent valuation and registered first-mortgage security over the underlying property, on every loan.
Continuous monitoring of each loan and borrower through the life of the investment.
Interest income is distributed to investors monthly, with full statements and reporting.
For Borrowers
We offer flexible, competitively priced first-mortgage lending solutions across a broad range of property types — including residential investment properties, commercial assets, land and landbanks, subdivisions, construction projects, and residual stock. Our finance structures are tailored to suit your specific needs, with every deal supported by Senior Credit Managers who bring deep expertise in property and non-bank / private credit lending.