Australia Pacific Income Fund · AFSL 416 441

Income, secured by first‑ranking mortgages.

We create exclusive investment opportunities through tailored portfolios of variable-rate, first-ranking mortgages over commercial and residential property — for investors seeking reliable monthly income.

First‑ranking
Registered mortgage security
Variable rate
Across all portfolios
Monthly
Income distributions
100%
Director & employee owned
No. 01 The Fund

Wholly owned by our directors and employees — so our interests are always aligned with our investors’.

Australia Pacific Income Fund creates investment opportunities through portfolios of variable-rate, first-ranking mortgages on commercial and residential properties across Australia.

As banking restrictions and new regulation reshape the lending landscape, we fill a genuine niche in the credit market — bringing unique expertise, experience and standing in the industry to every transaction we originate.

Australia Pacific Income Fund Ltd · ACN 140 213 690 · AFSL 416 441

No. 02 Why Invest
i.

First-ranking security

Every investment is secured by a registered first mortgage over Australian commercial or residential property — your capital sits first in line.

ii.

Reliable monthly income

Variable-rate lending designed to deliver consistent monthly distributions, with rates that move with the market.

iii.

Aligned ownership

The company is wholly owned by its directors and employees. We succeed only when our investors do.

iv.

Disciplined credit process

A defined philosophy, staged approval process and layered risk-management controls govern every loan we write.

No. 03 How the Fund Works
i.

Origination

Loans are sourced through our established industry network and assessed against strict credit criteria.

ii.

Security

Independent valuation and registered first-mortgage security over the underlying property, on every loan.

iii.

Active management

Continuous monitoring of each loan and borrower through the life of the investment.

iv.

Distribution

Interest income is distributed to investors monthly, with full statements and reporting.

For Borrowers

Tailored lending, without the bank.

We provide flexible first-mortgage finance for commercial and residential property — structured around your project, assessed by people who understand property, and settled with certainty.

No. 04 Contact

Speak with us directly.

Telephone
03 8621 8400
Email
info@austpacific.com.au
Office
Level 13 North
459 Collins Street
Melbourne VIC 3000

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